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ChargeWhat

Freelance rate calculator that works backwards from your tak

Finance·June 2026
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ChargeWhat tells you the minimum hourly rate you need as a US or UK freelancer. Enter your target take-home income and it works backwards through self-employment tax, income tax, health insurance, and expenses to give you a real number. Free, no signup. Covers all 50 US states and full UK tax bands including Scotland.

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